What Are You Selling?
My family has just arrived back in the Netherlands after a 4-year assignment in Australia. One of the first things I looked for was a good laundry service. I like my clothes to be well arranged. As you may also have guessed, Hedge Fund Managers are synonymous with suits however, not in the way lawyers are – we have some leeway on the flexibility of dressing. I found an excellent laundry service provider.
You can listen to the audio of this article with some animations here
The first service went very well – Alles goed (all good as we say in Dutch). Second service? Well, also excellent and uneventful. Third Service? “De prijs is een beetje hoger, meneer!”. You can use google translator for that. The attendant, whose English is as bad as my Dutch (so we were even), said, “The price is a little higher, sir!”. I asked why. She did not answer. Instead, she sought the help of another customer who came in to translate to me in Dutch. I told the good Samaritan that I understood her, but I also had the right to ask why the price had gone up. So, the Samaritan Translator asked her, “Why has the price gone up?” Her answer was, “everything is going up in price, so we have to increase our price.”
What are you selling? What can you increase in price when everyone is hiking their price? This week the Bank of England Governor Andrew Bailey apologized to UK citizens when he granted an interview to the BBC saying that current inflation at 3.1% is projected to hit 5% next year. It is not too different in the Americas as the FED reported rising inflation in the USA. I heard someone say, “3.1%? I think my country is either 300% or we don’t even know the figure”. Whatever your country’s inflation rate, I still ask you what are you selling?
For many, what they are selling is their time received in the form of salary. Unfortunately, they cannot increase the price quickly like my laundry service provider. Neither is it as easy as we do in zoom – “please promote me to a Co-Host.” That would have allowed many to influence their salary increase more and set it to where it is comfortable. Since many cannot easily increase their salary and it is not granted if they asked or must go via a union to negotiate once a year or do a protest or resign or as many resorted to do – complain by the coffee machine – I ask you again, differently this time, “What are you going to sell to cope with the rising inflation?”
I have a proposal: Sell your salary in the form of investment and challenge your fund manager to make good returns. If you invest in a Fund like the Ellington 5Mastery Fund, a natural phenomenon increases “your price”; it is called compound interest. That is the best way to beat any inflation. Albert Einstein is reported to have called this the eighth wonder of the world – (I have no proof that this is from him, but he is often quoted to have said this. While it looks cool, I don’t think he said it because he is too smart to have said this. In my opinion, it should have been called the first wonder of the world, not the eighth!).
We can do this at Ellington 5Mastery because we have perfected a trading strategy after 21 years of research. It uses Artificial intelligence coupled with Machine learning to trade a few currency pairs. It is 99% automated. It does not sleep, it is fearless, it is disciplined, and you know what, it makes loads of money for our investors.
“If you don’t find a way to make money while you sleep, you will work [for money] until you die.” — Warren Buffett
Below is the return table of our Customer No. 2 (he was the second customer who invested with us). Let us call him Joshua (not his real name, if you want his real name, contact us, we will give you including his email and phone number – that way, you can call to verify – that is a better way to validate.)
| Month | Net profit | % return | Opening balance | Closing balance |
| 2020/10 | 701.88 | 3.51 | 20,000.00 | 20,701.88* |
| 2020/11 | 956.40 | 4.65 | 20,701.88 | 21,523.53 |
| 2020/12 | 968.33 | 4.5 | 21,523.53 | 22,473.74 |
| 2021/01 | 281.51 | 1.27 | 22,473.74 | 22,382.80 |
| 2021/02 | 1,160.80 | 4.15 | 22,382.80 | 43,543.60** |
| 2021/03 | 4,110.82 | 9.48 | 43,543.60 | 47,381.01 |
| 2021/04 | 2,383.37 | 5.11 | 47,381.01 | 48,927.16 |
| 2021/05 | 5,275.58 | 10.78 | 48,927.16 | 54,202.74 |
| 2021/06 | 932.19 | 1.76 | 54,202.74 | 53,801.30 |
| 2021/07 | 7,242.65 | 13.56 | 53,801.30 | 60,659.35 |
| 2021/08 | 6,464.52 | 10.8 | 60,659.35 | 65,954.69 |
| 2021/09 | 4,773.49 | 7.39 | 65,954.69 | 69,152.77 |
| 2021/10 | 7,467.84 | 10.8 | 69,152.77 | 76,620.61 |
Investment Return Table
* started with 20K euros
** added 20K euros
Analysing this unedited return table (except for the Remarks column), we can see that in October 2020, Joshua invested 20K euros in our High Yield investment. By February 2021, after collecting his annual bonus, he doubled his investment by putting in additional 20K euros. In total, he invested 40K euros. At the end of October 2021, 13 months later, he has a net return of 74,175.50 euros (it is not 76,620.61 as shown in the table because our 20% performance fee in October had not been deducted – this was done on November 4th reducing his total to 74,175.50). That means in 13 months, he returned 74,175.50 minus 40,000, which equals a return of 34,175.50. In percentage terms, his gross return is below:
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For those who love to do the calculation manually, remember that he did not deposit all his money once; therefore, you need to factor that into your percentage return calculation.
Can you see how compound interest was put to work for Joshua – that is your best inflation antidote (I must add that you need to invest in a currency that the government will not arbitrarily devalue overnight too). Can you also see Joshua’s net profit now becoming a decent passive income? One secret is that this is just one of Joshua’s 3 accounts with us. He has achieved Financial Freedom in just 13 months – we set the goal of helping you achieve Financial Freedom within ten years; someone did it in 13 months!
What did Joshua sell? He sold his salary in the form of investment. He sold part of his annual bonus in form of investments. He sold part of his holiday in the form of investment. He sold the price and pressure to buy a Gucci bag until later. Finally, he sold the price of a few beers at the bar.
I now finally ask you: What are you selling? The market woman will increase the price of her onions; the petrol seller will increase his petrol price; the meat seller will raise his price. Who is buying all these things – YOU! They all display it waiting for you to bring your salary that hardly increase or that inflation has eaten a better part of to come to them. They smile at you and pretend to admire you, what they admire is your salary, and they keep taking it. Please, sell something!
We are here to help you sell something. Here is a starting point to start selling something. Register here to invest.
If you would rather discuss with us, you can schedule one on one with us at https://calendly.com/5mastery
If you want to know more about our investment, here is an excellent video link for you. Watch any or all the videos here.
With all you have now known, what are you going to sell?
Till Next Time.
Boyi Adegoju
Guest Writer for
Ellington 5Mastery Fund
www.5mastery.com
account@5mastery.com